Share market and investment articles

Nowadays the interest of bank FD is decreasing rapidly.  But it is not the case that there are no chances of getting good returns in the market.  Such an opportunity is found in government and corporate bonds.  One can get good returns from FDs by investing in these bonds.  Generally, people like the notion of the stock market, some have the same perception about the bond.  But amid the declining interest of FDs, it is necessary that people get correct information about the bonds and take advantage.  Bonds are a fixed income loan product, so they should be given space to make their portfolio balanced and secure.  Therefore people should take complete information about this from their financial advisor.  The person wants a certain income.  Retirees usually want more of this income.  Although everyone can invest in bonds, there are some investors for whom investing in bonds can be good.  These may include people seeking a ...

The outcome of the US Presidential elections, without a doubt, will have a consequential impact on the world. Whether its Donald Trump or Joe Biden, the person who wins the elections will be running not just the US economy but will have the power to negotiate deals with other powerful economies. Though the United States only makes for 5 percent of the world's population, it generates over 20 percent of the world's wealth. It is home to many large corporations, whose products we use in our day-to-day lives like Microsoft or Google. The country also provides the greatest amount of international aid. All of this means that the policies developed by the next American President will have global economic implications US presidential Election Candidates Joe Biden and Donald Trump    The stock markets have already reacted ahead of the elections. On Wednesday, the US stocks fell sharply with the Dow Jones Industrial Average falling 3.4 percent or 943.24...

Banks are reducing fixed deposit interest rates in the last few months. If investors are looking for large commercial banks, these are offering very low interest rates up to 5%. Recently large banks like SBI, ICICI Bank, etc., have reduced significant interest rates on their FDs. If you are conservative investors or senior citizens and dependent on fixed income, such low interest rates would impact you. Which are the best bank fixed deposit rates in India in 2020? Which banks are offering higher FD interest rates for 1 to 5 year period? Best FD interest rates for 1 year Here are the highest FD interest rates for a 1 year tenure. These FD rates are between 4.15% to 7% per annum. Yes Bank and Indusind Bank offer highest FD rate of 7% for 1 year fixed deposits. Bank Interest Rate Rs 1 Lakh would grow to IndusInd Bank   7.00%    107,186 Yes Bank             7.00%  ...

Investing has become crucial in today’s world because just working hard to earn money may not enough for a comfortable lifestyle, and at the same time, achieve goals and dreams. This is the primary reason why investing in stocks is vital. Keeping your money idle in banks is a lost opportunity. You should invest your hard-earned money smartly, and build wealth over time. How to start the journey of investing in stocks          Today, In the age of the internet, there are several resources from which one can learn about investing. There are multiple investment education platforms available online, which assists you in initiating your investment journey. It explains the highs and lows of the stock market to beginners in detail and market journals, video tutorials, and events & seminars/ webinars. To assist you on the journey of investing in the stock market, here is a quick guide. So, without further ado, let us dive in. 1...

Everyone dreams of becoming rich overnight. However, becoming rich does not have to be about becoming a millionaire with a beachside bungalow in Mumbai or win a lottery. It is about building wealth.         To build wealth, you need to have the right mindset and discipline. It is about ignoring the noise and focusing on attaining financial stability. Here are some simple ways you can build wealth. 1. Pay yourself first How much ever you make, pay your future self first. Minus your monthly living expenses and transfer the rest towards savings. It could be in the form of mutual fund SIPs, a government scheme, a recurring deposit or even just another savings bank account. You could automate these contributions. Banks now provide Flexi savings accounts that convert the unutilised sum in your account into fixed deposits (FDs). There are auto deductions for RDs, small savings schemes like PPF and SIPs as well. Just provide the au...

What are zero investment business ideas? The business ideas that do not involve an investment of any kind, but give you decent returns are known as zero investment business ideas. These businesses are based on your knowledge and skills, the efforts you make, and the time you devote. Why start zero investment business ideas compared to others?        People possess great knowledge, skill, and time, willing to put their efforts but lack financial resources to commence any business. There is no need to drop the shoulders for such people as there exist several business ideas that do not require any financial investment but still fill in your wallets and bank balances. Such businesses are better than those that call for investments in a way that does not involve any risk and there is nothing to lose. If even the worst of scenarios are thought of, where you need to shut down your business, there would be no loss of capital. 20 Zero Investment Busi...

Fixed deposit (FD) is not only the best means of getting guaranteed returns, but it is also important in terms of mental comfort.  Fixed deposits have been very popular among investment options.  But even after this, it is seen that due to low returns in bank FD, most investors want to invest their money elsewhere.  The interest rate on fixed deposits (FD) has been falling for the last two years and has touched a 12-year low.           It is known that SBI Bank is offering interest rates between 2.9% and 5.4% in various tenures.  At present, bank FD interest rates are equivalent to savings bank account.  Basically for short term, banks pay less interest than FD bank savings account.  In such a situation, if you want to earn big profits by investing money in another investment scheme, then we have brought some better options for you. Kisan Vikas Patra (KVP) In Kisan Vikas Patra, your m...

If your earning is very low, then you are planning to invest, then read this news.  We would advise you to invest in a policy of LIC through which you will get a lot of benefits.  Life Insurance Corporation of India (LIC) is the most trusted institution.           Investment in its policy is safe in every respect.  Being a government institution, money cannot be drowned here.  Investing in LIC policy is the first choice of the people.  The company offers term policies, life insurance, pension, endowment etc. plans.  Investing in its policy, from accident to any kind of risk where insurance is available.  At the same time, returns on maturity are also good.  This is the reason why most families in the country have taken some form of life insurance policy.    Great plan for small income        Please tell that today we will tel...